1. Overview

FinCalcHub Marketing ("we," "our," or "us") operates the website fincalchub.xyz. This Privacy Policy explains how we collect, use, and protect your information when you use our financial calculator tools.

2. Data Collection — Client-Side Only

All calculations happen 100% in your browser. We do not collect, store, or transmit any financial data you enter into our calculators. Your numbers (loan amounts, income, crypto conversions, etc.) never leave your device. They exist only in your browser session and are destroyed when you close the tab.

3. Local Storage

We use your browser's localStorage to remember your preferred currency (e.g., PKR, USD) so you don't have to re-select it each visit. This data stays on your device only.

4. Third-Party Services

• CoinGecko API: Our crypto converter fetches live prices from CoinGecko's public API. This sends a request with your selected fiat currency code (e.g., "pkr") to CoinGecko's servers. No personal data is sent.
• Google Analytics: We may use Google Analytics to track page views and usage statistics. This collects anonymous usage data per Google's privacy policy.
• Google AdSense: If ads are displayed, Google may use cookies to serve relevant ads. See Google's Privacy Policy.

5. Cookies

We may use cookies for analytics and advertising purposes. You can disable cookies in your browser settings. Essential site functionality works without cookies.

6. No Account Required

We do not require registration, login, or any personal information to use our calculators. There are no user accounts, no passwords, and no profiles.

7. Children's Privacy

Our services are not directed to children under 13. We do not knowingly collect information from children.

8. Contact

For privacy questions: believerbk4@gmail.com